Regular City Council and Housing Authority* - workshop

Namaskaram. Welcome to the study session meeting on Saturday, September 8th, 2026. I am now starting the meeting. Please stand up and let us pray together. Get ready. Let's begin. I pray to the Republic of the United States of America and to a nation that does not want to be deprived of God's sovereignty and freedom. Okay. Madam Clerk, can I have a role call with you?

Mr. Mayor, all council members including Mayor Protem Chaves are present.

Thank you. Can I read the headline of our study session?

Measure Q Ordinance Revenue Fund Discussion.

Okay. We are going to conduct the presentation of the staff. As is common in study sessions, this is a little more useless. If we want, we can call each other by the first name and give a little more information about the dress code. We will continue to conduct an interview. After that, we will hear the opinions of the public and the public will have three minutes. After that, we will continue to get feedback from the council. So, who is going to run the campaign? Anna, the vote is yours. Thank you. Thank you, Mayor.

Congratulations to the CET Council. I am starting today's campaign. In June, the CET Council announced the program for the first time for those who buy a house. To return to the issue of a large study session on the Measure Q ordinance of that discussion, we advised the council staff to include more details about the programs for those who first buy a house and the housing trust fund. That is today's topic. Since the topic we are discussing today is different, the Community Development Department and the Finance Department will also participate. The finance manager Anna Kosti and the grants administrator Nancy Southam will be participating in some of the presentations. So, I will hand this over to the team. But we are here to make the study session easy and to answer your questions. Thank you very much. Thank you. Excuse me. Okay. Mayor, forgive me. Good evening, Mayor, Council Members, CET Manager. I will start by giving a brief description of the measure queue ordinance. On November 2020, voters in Costa Mesa approved the measure queue and made the city's retail shortage permanent. In May 2021, the CET Council ordered to remove 1 by 2% of the measure queue income for those who first buy a house. In April 2024, the Council ordered to establish a housing trust fund using a 2.5 billion AAPA fund. Those funds were then distributed to other housing systems. By July 2024, it was revealed in the initial announcement that the initial fund for those who first buy a house was not enough. Now I hand it over to Grand Administrator Srimathi Nansi Staff. This year in June, a pilot plan was announced for those who buy the first house. The plan was announced by the management of the facilities mentioned in the measure queue. On that day, Shubharsha suggested that the council should agree to conduct a pilot program in search of the opinions and instructions of the council on the eight major program stages. During the meeting, the council discussed about the replacement of the measure queue income, to accept the application, to file, to discuss the measure queue ordinance, to discuss the housing trust fund, and to schedule a session immediately. According to the measure queue ordinance, the master plan of cultural arts should be implemented in order to remove the fund for the first time for those who buy a house. For the first time, this income fund was included in 140 in the section for those who buy a house. The measure queue income for the city began in the financial year from 22 to 23. Since then, about 6,16,000 funds have been removed from 140. This is a slide that shows the details of the income returned in the financial year. In today's session, there are three options for the measure queue. These options are based on the discussions held by the CET Council in June. This is intended to help today's discussions. The first option is to continue the payments accepted in the measure queue as it is. The second option is to hand over the remaining payments of the measure queue to other methods or funding opportunities. The third option is to transfer the measure queue income fund entirely to the general fund. This is the first auction. From the beginning, until June 30, 2026, we have set aside approximately Rs. 6.16 lakhs. In addition, we have calculated Rs. 2.42 lakhs for the annual financial year. In June, we announced a pilot program for those who buy a house for the first time by the CET Council. Therefore, in June, we announced a pilot program with eight main program steps. We were looking for the opinions and instructions of the council in it. The eight main program steps have been given in this slide and the next slide. Three different grant items are included in them. Funds can be used for what, ARC can be used for funding, etc. In addition, we have also included options to determine the eligibility according to the government income. This was announced as a proposal by the council, whether it is mandatory or not in the measure queue. In addition, we agreed that any kind of assistance is required to avoid financial losses from the eligibility requirements. We also agreed to make sure that the families who receive help are using the house as their main residence. We also agreed to make sure that the families who receive help are using the house as their main residence. We also agreed to make sure that the families who receive help are using the house as their main residence. We also agreed to make sure that the families who receive help are using the house as their main residence. We also agreed to make sure that the families who receive help are using the house as their main residence. We also agreed to make sure that the families who receive help are using the house as their main residence. The second option of the council is to provide alternative funding and ways to reduce the revenue of the national queue. The council is standing in talks at the June meeting to help the four options included in the slide. The council measures to help the residents who are in need of housing, or to help them in the development of housing, or to transfer funds to the housing trust fund of the city. For the help of the residents, the federal home funds, Families Forward, are providing their rental assistance program. We provide about $2 lakhs per year. This helps about 12 to 14 families. With this option, FamiliesForward can decide on the council to participate in our state. Or funding can be given to another agency to help another department. FamiliesForward's program only helps families with children with low income who are not of age. Therefore, if we want to improve the development of the families we help, we can do that. The second option is to recommend different ways to solve the needs of the pregnant women. This is different from the first-time homebuyer program that we have introduced. Some options include buying a land or property owned by a corporation like Habitat for Humanity, or helping developers who build houses at a cost that can be paid, such as gap financing or pre-development expenses. Gap financing can also be provided to the council for development plans that are to be submitted. We are currently doing this using other funding sources such as Federal Home, RPA, APA, and Funding. The city proposed two development plans that would be submitted to be submitted. Last March, council accepted gap financing for two different development plans. One was for the Costa Mesa Senior Project of Jamboree Housing, and the second was for the Avon River Project of American Family Housing. Measure Q funds can be used to increase the amount of funding for such needs. Finally, the council will decide to transfer this fund to the City Housing Trust Fund for the benefit of those with various income levels. In the next slide, we will discuss more details about the Anna Housing Trust Fund. Finally, as the third option, the council will decide to transfer the full income through Measure Q instead of transferring it to a separate part or general fund instead of transferring it to a separate part or general fund. According to the guidance of the CET Council, the City Housing Trust Fund, i.e. Fund 226, was established on April 2024. As indicated in the budget book of the city, it was used for the construction of a property that could be paid with a starting fund of $2.5 million. Since its establishment, the fund has used this fund to support the relocation of residents from Shalimar, the reconstruction of James Street properties, and the construction of a property that could be paid to the elderly with Jamboree Housing. Finally, we request the staff to provide instructions to the staff to review the documents that have been transferred to the measure queue ordinance and to conduct a quick session tonight. With this, our meeting ends. If there are any questions, the staff is ready to answer.

Any questions? Council. Councilman Reynolds. Excuse me, Arliss.

Yes, I will start with some questions. Can you go to slide 4? There, we are showing the expected revenue. I think this figure is 1 by 2%. Then this is the income that comes to this fund. Okay, it starts small and then increases. For the past few years, it is about 2,30,000. I know that it is not possible to guarantee the value, but when we go forward, it is expected to be about 2,30,000 per year. Is that our biggest number? Or are there new shops or new income opportunities? Yes. At this rate, we will be able to get a lot of business licenses for the revenue we expect. So it will be almost accurate. I think we are at the peak of being able to sustain the consumption of cannabis in Costa Mesa. So we don't see any new demands to make more cannabis-free revenue. Still, this is a great number. If there are no changes from our side, it will continue to be about Rs 2,30,000 per year. I know that we are using CDBG, CDBG HOME, HOME funds in a variety of ways. We have used it for housing assistance and other related activities. Are those funds allowed to be used for property ownership? I can't remember it quickly. We can use home, home funds for property ownership, but the facilities for that are very limited. Okay, let's remind you.

Yes, there are income-related regulations, there are price-related regulations for buying a house, there are regulations on how to handle funds. So this is a very important responsibility.

Okay. I can't read the third question. So, let's look at it later. Then, in the options, let's look at slide 9. They are different options. But in reality, we created the Housing Trust Fund ourselves. We can decide how to use it, right? So, even if we choose the fourth option of the Housing Trust Fund, it cannot be used for the second or third options, right? Okay, okay. That's right. Thank you. Do you have any other questions? Mike?

At first, I thought it would be asked to the public, but I have something to ask. Looking at the presentation, I saw 0.5% in slide 4. Today, we are talking about the importance of this. First, the activity for those who buy a house. Although there are another 5% for art activities, Presentation or study session is a question for me to clarify. When we talk about this, when we say that it can be transferred to the General Fund or Housing Trust, we say this. Are you talking about the half percent of those who buy a house for the first time? Yes, that's right.

That's right.

So we can do anything with this. I'm sure we're not trying to touch art. There are approximately 2,30,000 pieces of art on the market. This 0.5% can be moved to other pieces of art. We can now move this wherever we want. Okay, one more. There is a doubt as to where the remaining 0.6% of the 7% received from the Kanjavu resale sale is going. Is it going directly to the General Fund?

Yes, that's right.

Do we have the ability to do that? Instead of saving half of the money for the parks you've found and transferring it to the general fund, can we use it specifically for parks, CIP, or other similar needs?

I can answer that question. If you apply for that loan in the ordinance for another reason, you can definitely do it. Okay. Let me give you an opinion.

When you first introduced the method for those who buy a house, it seemed very simple. First of all, I think it is not possible for a large group of people to help or provide a large sum of money to those who buy a house. On the other hand, if we use this money for the development of a park or for other things that improve the life of a large group of people in the society, it will be of great benefit. Otherwise, it will be beneficial for those who use that urban facility. That's a general opinion. We're in a student session here. Umm. Okay, that's all I have to say for now. Suddenly, a thing. John. Otherwise. Mike. Okay, I'm done. Okay, Jeff. Okay, I think what I'm saying is right. For the first time, about Rs. 6 lakhs has been saved in the fund for those who buy a house. It is estimated that it will be Rs. 2.42 lakhs per year. It is estimated that it will be Rs. 8.42 lakhs after income from Rs. 26 to Rs. 27. It is estimated that it will be Rs. 25,000 to Rs. 35,000 for a single family. In total, it is Rs. 6 lakhs. In addition to the cost, only 24 families with Rs. 25,000 and 20 families with Rs. 30,000 and 17 families with Rs. 35,000 can be helped through this. My question is, how much is the total cost for each person who buys a house? Also, how much of the total cost of the plan is the total cost for the rest of the residents?

That's a great question. Thank you, Council Member Pettis. Some of the costs for preparing this plan will come through the staff. For that, the measure queue, measure queue, fund will not be used. Funds will only be spent on the use of a consultant for the inspection of those income benefits, and the beneficiaries' benefits will be ensured. I will ask Nancy to know about any other expenses that may come more than this.

If we talk about the other expenses, the council will be convinced of how this plan is going to be implemented. So, if we look at the difference between the VAT and the grant, the VAT is definitely more expensive than the VAT, isn't it? We have to pay the VAT return fees, but the grant is said to be used for the sake of charity. There are no other return fees in it. Okay.

May I ask you something other than the mic? If you want to transfer half of the money to the bank, do you need to change an ordinance? Or is it possible to do it directly, Kim?

I'm sorry.

If you want to change half a percent from the queue, will you have to change it in the ordinance? Yes, yes, you will have to. That's right.

According to the monthly ordinance, the program is for those who play 1 by 2 percent and those who buy the house for the first time by 1 by 2 percent. If you want to conduct any reconstruction, you have to change it in the ordinance. Super majority vote is required for that. Okay.

So, okay, that's all I have to say for now. Thank you. Does anyone else have any questions? Okay. Oh, yes. Let's start, Arliss. Yes, thank you.

When we first started this discussion, I told you that we should talk to organizations like Habitat for Humanity. They are the ones who build and manage houses. It's becoming a continuous aid program, isn't it? We made their business plan a base. Did we conduct that discussion? Did we get anything back from them? We haven't had a discussion with them. I wasn't there that day. But I think we had a partnership with them before. Because they have built some houses with cost-missile income and deed systems. If we have a discussion with them, it will be like funding for an affordable developer. The city is funding. That house is only for those who have a fixed income for a certain period of time. Even if we sell or sell a house, we will make sure that the new owner and his relatives are taking care of it. I used to check my records to see the previous reports. It was free from that program. So I don't want to add both, but I will share some of the things they said. I will read this. It costs about $3,82,000 to build an ordinary unit with two bedrooms with an area of 850 sq. ft. It does not include soft costs, underground facilities, parking, expenses and other expenses. I don't know how much more it will cost because of this. Then they say that in 2025, the average price for a family of three in 80% will be less than $2,00,000. That's why a unit has a funding of about $2 lakhs. That's why I'm trying to think about it by sharing those details. I don't know, I see some nodding their heads. In terms of the price, I think it's fair. A unit has a funding of about $2 lakhs. That's why I'm saying it here because I think it's a good opportunity. I don't know what kind of things I lost in that way. However, when it comes to using funds to help low-income families to earn their own money, the funds used for the implementation of a universal system that regulates a society are frugal. I think this is one of the reasons to continue. Okay, do you have any opinions about what I read? Does it feel very old? Did I miss any big things? No, I think that's right. Right. Of course, there is a big gap there. That's what we keep hearing when we talk to the construction workers who can't stand it. They have to combine many funding efforts to achieve a method. It is still a very big deal to have a building that can afford it. One, as you mentioned, the cost of building a unit and the cost of selling it is a big difference in Tamil. We also hear that the monthly expenses are often difficult for housekeepers. Therefore, even if they get the right amount for the sale, the other expenses, such as hoaxes, utility expenses, and other expenses related to the construction of the house, are reduced to 30% of their income. This is a big problem for a shipyard that can withstand in many cases. Therefore, we hear in the news that it is a shipyard that can withstand. According to my memory, I see this as the cost of building a house that costs about $2 lakhs per person. Therefore, when these two parts come together, I think that the income from building a house at a cost of money will help us to get a good income. Where is this being built? I know that's a big question. I remember how their house was built and how that method worked. Even if families agree to a sale price, their side will not be that poor. So what they do is, the percentage of their income goes to that price. But they also make use of the equity of the house. After that, they are more likely to buy a house. The percentage of their income does not depend on whether the rent is paid or not. Therefore, they get more income for the household chores and other needs. Do you think this is how methods work normally? My perception was the same, but when I spoke to those who were involved in the payment methods, it is sometimes difficult for them to say that HOA, HOA expenses, utility expenses, and other things are increasing, and that this is 30% of the house price. Even if it is within the 30% of the initial income, such unexpected expenses later pass that limit. Yes, okay. Okay, thank you.

I have a small question to ask. Tell me, Lauren. I remember talking to the staff about this. About 20 years ago, we had a method to help people buy a house. I don't know if it was only for the police or for the general public. Does anyone remember that? I remember asking about it. I said I would investigate it. I know it was a plan. Because when it was there, I was staying here. My question is, how did it work? How did we make it happen? Was it a grant? How was it useful? And... What are the possibilities for us to move forward with a plan like that? It's not in the auctions that were announced here. But we talked about it. So, I know there's a possibility. If you can answer now, it's not a problem. But this is something I should have known. Because we had a program. First responders helped our first responders. I don't know if it was only the police or the fire force.

I don't know about the program for the first time. But I am non-sick. Because we had an old program for those who bought a house for the first time. We gave them opportunities. So they can talk a little about how we handled it for the last 30 years. Okay. I think this was definitely not an opportunity. This was a small amount of money.

To help you get to where you have to go. That's why this was meant. Not for anything else. That's why I'm asking about this. Thank you.

There were a lot of regulations in this, such as federal home funds were required, rents, the price of a house that could be bought, and then the rules of management. They were very expensive, and the return was enough. So until you sell the house or sell it to someone else, we don't make money. We still have about 7 lifespans left, but I don't think it was only for those who took the first step. Okay, you may be right in that particular thing you are talking about. But I do remember that there was something like that.

Someone might know about it. When I first came up with this, some people thought I was joking, but no, it was a real thing. Then, since this is a study session, I think we should study this, because we have done this before. I clearly want it to succeed, so I want this to be discussed. How did we make this happen? When did we do it? Who did it? Names should not be mentioned. Instead, I want to see how this happened. Thank you. Thank you, Councilman. No, thank you, Lauren. Okay. Then, let's go to the public. I think many people are interested in talking about this. No one is watching, right? You can go to the public. You can talk about it later. Yes, that's right. Is there anyone in Zoom?

No, Mr. Mayor.

Okay, let it be so. The public opinion ends here. Arlis, you can speak. Yes, thank you. Yes.

I don't remember what the funding proposals were, but when we had a small amount of funds, we would do an RFB, RFB advertisement, and we also needed to send proposals for proposals that could be given even if we had funds. Is that one thing that we can afford? Is there any objection to saying that we should create opportunities to build houses that can be built? We believe that we have $8 lakhs and that we can add $2,300,000 to it per year. Give us your best proposal. What would your response be if we made such a suggestion? Will this bring good news or will it just be a waste of time?

I don't think this is a bad intention, because we can never say that we will get such proposals through such an open RFP. There are other developers who do very successful things. So let's try RFP and see if we are getting good responses. I'm not saying no, because we don't know what kind of projects people have in mind. But if they get a little more funding, they will be able to complete it.

Yes, let me add one more to that. Yes, definitely. Today, talk to us very openly. Since this is a study session, we are thinking about various ways, right? When we gave funds to the funding programs, it was up to $1.5 to $2 million. They usually need this much fund to use other non-credit credit aid. That's why they often have to show their local representative to get non-credit aid. It has to be shown to a certain extent. So let me say this with Nancy's opinion. It is an attempt to say whether this will be funding for the need. However, we may be able to make a significant contribution within a few years. So it may be an option. When the program was first developed for those who buy a house, we tried to set aside a part of the society that did not get any subsidy opportunities. So, this funding was first put aside for that purpose. But after the first round in June, we were wondering if there was any way to include a part of the subsidy opportunities as suggested in June. So, Nancy, shall we go back to the slide that shows the program for those who buy a house for the first time? Another thing that you can expect is that if the CET Council wants to move forward with this program, it will be helpful to use the income conditions seen in the fourth option, which will help those who want to buy a house for the first time in the country to set goals and fulfill the needs of the government. But one thing that can be done in this is to set aside a certain percentage or amount for those who have a minimum income. Let me give an example. We can set aside only for those who earn 20% of their minimum income. Thus, we can help those who are rich. I am saying this as a suggestion. There are still seven loans in the program for those who buy a house for the first time, and it is a big deal that it should be reimbursed because it has to be reimbursed. Therefore, we have to spend a large part of the loan debt to test whether they are coming to a profit every year for reimbursing for 30 years. That's why we decided to hand over the grant this time. If we do so, the fund will not be able to cover all the necessary expenses. However, there are other ways to do this. While preparing this issue, we would like to draw your attention to some of the things we have been thinking about.

Then, when we did the RFP, can you remind us about the amount of funds that were given for 1.4 million or 1.1 million? Can you remind us about those projects and their size? The next Jamboree housing project, American Family, is in 1400 Bristol and some of the Homekey projects we funded are in, for example, Newport in 2274. Bristol is also a home key project. So, I'm going to give you some examples of subsidies that are a little more expensive than what we have here. Okay, okay.

Subsidies are more expensive, but there is a lot of growth in the number of units, right? In that, Jamboree is the smallest, 70 units. Yes, that's 70 units, right? Yes. But all of them are for rent, not for rental. That's right. Okay. Okay, thank you.

Okay, if anyone has anything to say, let us know. Now is the time for that. After that, we can end this. Yes, let's start one by one. If so, I have a few questions. Oh, sure, you can ask questions if you want. When I was listening, what came to my mind was what programs or packages are available for those who buy a house for the first time in the federal, state, and county? I know that people who buy a house for the first time get special loans and low down payments. So I doubt whether we are doing the same old things again when we need a program in the city. How common are these programs in other cities?

In some of these cities, there are programs for those who buy a house for the first time. Many of them are obtained from federal grant funds. That is, they use home funds, various social development grant funds in California. For that, they are entitled to use that money to run such programs. Like you expect from federal or state funding, they are among the lower income people. There are a lot of facilities and needs to be managed. The cost of each program is different. There is a program that pays a grant of $25,000 equivalent to what we suggested at Long Beach. I know that Garden Grove is paying more. They are paying up to $1,200,000 for their down payment. So I think it varies depending on the funding effort they use.

I think that grants are the best way to avoid administrative costs. I'll make it clear for us.

In some other cities like Garden Grove, grants and opportunities are given according to the amount they give. But if you give an opportunity, there are some regulations that allow funding services to take advantage of the opportunity. Therefore, there are strict rules and regulations related to it.

Even in one grant, it is necessary to ensure that all rights are checked and that all obligations are met. Okay, that was it for the questions and opinions. Shall we move forward in the process? Lauren, do you have any comments? Andrea? Yes, I know that some instructions and directions are needed from the council now.

To tell you the truth, I don't know much about this. I am very interested in knowing more about the habitat model, especially in places where the cost of living is higher. Let me tell you about Kaudhukkaram. My brother had an exhibition on a project in New Jersey in the last few days. It is a very high-cost area. There they are running the Habitat successfully. So I am interested to know what the difference is there. I was examining our old agendas in Brenda Laserfish. Anyway, looking at the agendas in 2004 is really interesting. There was a program for those who bought a house for the first time in our city. But, as you said, it worked as a second lien holder to ensure that people could return the opportunity successfully. Otherwise, it's not the money I made, it's a little difficult for me to understand now. When we calculate the total credit for the flight and the amount to be paid, I asked Lauren, I want to find a way to keep the people who serve the city in the city. We talked about this during recruitment, right? We needed a person in the executive branch, but they have a lot of money to live in the city. So it felt like a good wish. 60% of the people in the city are tenants, so it is very important to reduce the cost of construction and to try to solve the problems faced by people. I don't know if anyone heard about the New York Times Daily this morning. It was about people using payment methods such as Klarna and Clam to buy food. Instead of doing things on credit cards, they are now using payment plans that are easier to get than credit cards. So now there is a big financial resistance. In my opinion, it is the most important thing for people to give a small amount and help them stay in rental houses, but I don't know. I am speaking based on good wishes. I don't like to ignore things. However, I think it would be a good idea to establish this as a special fund. I would like to hear from others in the council if we want to transfer this to the housing trust. Because even if we transfer it to the housing trust, we will get a loan. I don't know if there is a difference between establishing it in the housing trust and establishing it in your own fund. Since there are so many options, we can continue to learn about this. We can do more research on the things I have suggested. I understand that we are running out of time. On the other hand, for this council...

Yes.

These are my... Oh. ...stumbling words. Thank you.

That's good. So, let's move on to the next one, one by one. So, I recommend that you stand aside for a moment. Even though we all did not vote for this, in 2021, most of us voted for this, and now we are actually getting money. So, in my decision, I want to move forward with a program that will help those who buy a house for the first time. That is, when I hear about this, I think it is more meaningful than a grant. I had previously accepted the possibility of getting this back, but if it costs more, I think it will reduce the help people get. I just counted it. I think we can help with this debt. Forgive that joke. Do you understand that? We will be able to help you by investing more than 2027 in this. Using that amount, you will be able to help 17 to 28 families. Looking ahead, if you think that the price of Kanjav will increase slightly, you will be able to help people from 5 to 8 per year. It will increase over time. I'm not telling you the story of Starfish. You can search it on Google. Last time, I told you how I got to my house. I'm not denying it. But I needed a little help. People need help to live in Costa Mesa and buy a house there. I accept any kind of compensation. However, I was convinced that a pilot program would make it possible for everyone to make a big contribution. I thought we could bring families and do everything. I had a dream, but that dream was not going to happen. This will go to the next council, but if this becomes a program for those who buy a house for the first time, it will not be a problem. I expect that to happen. If I have a vote, I will definitely accept it. So I'm not sure if this will come back before November. If that's the case, then that's my position. As far as Habitat is concerned, it's a great program. Still, if we're thinking about the lives of the people we're helping, this is a great initiative. We have one in Costa Mesa, and I think there are two houses. One is located on the outskirts of Del Mar. This is a duplex house, so they are working on something else. Then, Mani and I went to the fair. What they do is amazing. They buy houses, and as Arliss said, they pay the rent of those who are going to live in them. It is a big process. They are trying to make a person fit for it. It is a big responsibility for those people. They help to build it. They also do the maintenance. There is a beautiful family living there. It is near the CET Hall. Then, groups like HomeAid come and help in construction. This is a beautiful method. It helps a family. I am happy to remember that family. But my intention was that this would be a different thing. So, I have nothing against the Habitat. If you are interested in the matter, their time is coming. I got the moment for it now. Anyway, that's all I have to say. Arliss? Yes, I think so.

I am in a situation where there are council members, and I would like to know more. I would like to see a way to use these funds in the most profitable way. I really want to see her agree with our goals. I like that she is the head of the Bawana Udamasthada. Because it is one of our goals to help Bawana Rahitha and to support the workers. Then I... I think it will be beneficial for more profitable opportunities that allow funds to grow ahead. Your team is very busy, isn't it? We will still be busy in the process of rebuilding and promoting more houses and opportunities. So I don't know. I think there will be a cost to wait and see what is being built. Then you all have other jobs to do. I think that when you have so many more jobs, it is a little irresponsible of our part to start another organization right now. Therefore, I would like to develop a fund to help the construction of a construction site in the city of Bawil. I am definitely interested in transferring these funds to the Bhavana Trust Fund to make them more profitable. I have a favorable position with it, but I would like to keep these funds as Bhavana Udamasthada, especially for our Bhavana elections. I am going to investigate more things about this. I apologize for not doing more things after the last session. I would like to learn more about different subjects. I can talk about this in person, but I am not ready for it now. I am not ready to vote for any of the selected options. Jeff. Jeff. Okay. Thank you, John.

As far as I am concerned, this is also a very important question, like many of the things we have discussed. Is this one or the other thing that we are doing in this particular city to gain confidence, or is it something that is useful only to a few people? Or is it one of the obvious weaknesses that we can see? I don't oppose this policy, but will it really work if the grant is given from 25 to 35? Staff has said that similar procedures have been tested in Costa Mesa as well as the prices and needs of the houses, but the pocket is not clear how this will help those who can't buy a house. That's why, like Andrea said, I need to know more things. You have to show us the numbers of a real estate in Costa Mesa. Come on, what's the price? How do you calculate the cost of a house? How do you calculate the cost of a house? How do you calculate the cost of a house? How do you calculate the cost of a house? How do you calculate the cost of a house? How do you calculate the cost of a house? How do you calculate the cost of a house? How do you calculate the cost of a house? How do you calculate the cost of a house? Okay, thank you. If there is nothing else, we can go to yoga.